Transcript
WEBVTT
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hello everybody and welcome once again to the unlearned podcast.
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I am your host, ruth abigail aka ra and I'm your co-host friends.
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You can call me jacquita and this is the podcast that is helping you gain the courage to change your mind so that you can experience more freedom, and this particular segment is the podcast that is helping younger leaders to change their mind so that you can experience more freedom in your life, and so keep tuning in to this segment.
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We drop it on Tuesdays along with all the other segments that we're doing.
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Freedom Fridays we'll do our series, but make sure to like, share, subscribe, comment with all the other segments that we're doing.
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We still have Freedom Fridays We'll do our series, but make sure to like, share, subscribe, comment all the things so that we can engage and continue to unlearn together.
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So, yeah, what's up, queda?
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How's your week?
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How's your week?
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How was your week?
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Thank you for asking.
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You seem really invested.
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My week was good, you good.
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You know I have let me tell you something.
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So we're supposed to be transparent on here, right?
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Yeah, okay, cool, because I want to talk to the people.
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Uh, I have been unlearning some things about my finances at my big middle adult age.
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We are unlearning the things you know and I think that you know Ruth Abigail who, by the way, friends, if you need someone who's going to make you feel really just, you know great about your budgeting habits.
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I mean you know dismal and sad.
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Great, I mean you know dismal and sad.
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Please.
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He's here for to take care of myself and what it means to like be a self-sufficient person Not that I'm not self-sufficient, but the ways that I'm investing money and investing time, like I've just been unlearning some things about that.
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So this week has been full of that.
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It's been full of kind of making sure that I'm creating a future for myself.
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That doesn't include kind of just a very narrow understanding of what it means to take care of myself.
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So there's some transparency for everyone about that particular uh version of unlearning, because I think that is maness.
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Yeah, talk more about that.
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Give us, if you don't mind, a little a little deeper.
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Look the life of jaquita, shall we?
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You know?
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I think you know I was talking with someone the other day and I was.
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I was telling them, you know, for the life of a, of a middle, middle adult woman, all right, no need again the life of a middle adult woman and how we are just kind of set to take care of a lot of things and a lot of times you kind of see your friends, you know, taking trips and getting their hair and nails done all the time and buying name brand bags and shoes and clothes and you know, just out here living life.
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You know, and you're looking at that and you're thinking to yourself I too am a middle adult and I too should be doing those things.
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But you, dear heart, chose higher education as a career path.
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You know.
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You, ma'am, chose the service industry you ma'am chose the service industry.
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You know you, ma'am, chose the nonprofit government agency.
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Like it makes me think of.
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You know, like, when I think about like how you know I have my higher ed salary, but you know, I'm always looking.
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When you start looking at Instagram and stuff, I hear that Parks and Rec phrase in the back of my mind going.
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I kept cheating myself.
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I had a hard week.
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I was out here running events and programs all night.
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You know what?
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Yes, I do want my nails done.
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Yes, I do want my hair done.
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Yes, I do want to take a little mini trip.
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And it wasn't that I couldn't afford.
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It is that I wasn't balancing my budget or balancing the way I looked at money in a way that was adjusting with the lifestyle that I was moving into.
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And so I just, you kind of like, get to a point where you kind of hit like a stopping point and you're like, oh them, treat yourselves.
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While they felt good in the moment, they don't feel good when you have it properly planned for them.
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You know you're in that spontaneous moment of I just need something.
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You know I just need.
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I need something that's going to make me feel better, that's going to make me feel like I got something, I need, something, I want, but the treat yourself.
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It felt better in the moment, but you didn't plan for it, and so I think that we have to be more intentional about that.
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So, and I think that you know, I think that sometimes the way younger people are young leaders, the way our friends are young leader friends because we love y'all but the way y'all spend money scares me, scares me.
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Get off the Amazon, get off the Timu, get off the Tien, get off the Fashion Nova.
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Why are y'all taking so many trips?
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How y'all going to all these concerts and festivals?
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I remember specifically Ruth Abigail.
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There is a specific memory that is ingrained in my brain and I think you know where I might be going of me and you and we were sitting in the middle of the room.
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It was like freshman or sophomore year and we were brokity, broke, broke, broke.
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We looked at each other and we was like all right, you call your mama, I'm going to call her, let's see if Jacqueline and Juanita will let the Lord use them.
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And we like retreated to our separate corners and was like, hey, mama, I just wanted to reach out.
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I ain't know.
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You put on your low down voice, I didn't know it.
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Just a little, just a little extra mama, just to slide my way, man, look, look, now you ain't, and not just, we didn't just do that.
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No, okay, all right, I'm gonna take us back a couple of years after that.
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What was the summertime junior, after our junior year?
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We all had summer jobs that summer, my Lord and my God.
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And there was a moment we were all broke, all of us, and there was a moment we looked no, literally we looked in the fridge or somewhere we was for food, and there was not there was nothing couldn't find no time and we, luckily, were going to church that night and we said, lord, if you see your children at all, if you could just put it on somebody's heart to feed us today and Lord, honest to God, we went to the church and that particular day we didn't know it but they had baked potatoes in the back bruh.
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We were sponsored.
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I remember my pastor looked us lovingly in the eye and said give those babies a potato.
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And I remember tears forming in the corner.
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I will never y'all people wonder why I came back after graduating Vanderbilt.
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I came back to South Carolina because it's that type of love, okay, it's that type of care, all right.
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When she looked and said, give them babies a potato, I and I remember Ruth Abigail to this day.
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Every time I bake a potato I them babies a potato and I remember Ruth Abigail to this day.
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Every time I bake a potato I think about that moment.
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I, just a couple of weeks ago, I bought a bag of potatoes and I got the cleaning them and I was like, oh, I remember how clean those potatoes were and I remember how, when we cut into them, the steam came inside and they had a.
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They had a vast array of toppings, nourished, fed taken care of.
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Let me tell you something these are not days that either one of us want to repeat.
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And, um, you got to do a little something to make sure you don't get back there now.
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When we was in college, you know I'm saying I mean that's, you know we were in college.
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You know what I'm saying.
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I mean that's, you know we were in college, we really were, we was, and I think you know, I know, for me, it's like I don't want to go back home.
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I want to feel like an adult.
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You know, I want to be out here, you know, and it was a good experience.
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We had each other, thank God, we had a community.
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But, see, out, talk about it.
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We, we, we're not doing that, you know we're not doing that.
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We're not out here experimenting with, with, with light.
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We ain't doing that because, see, there are actual things we can do.
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And got a mortgage.
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Yeah, man, we got mortgages.
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We got real bills.
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You know, I'm saying and some of y'all, some of y'all, get these things earlier than we did.
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Some of y'all, I didn't get those until I graduated college.
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Some of y'all ain't going to college, which is, which is, I think, amazing.
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Go out there, do your thing, but you getting this stuff at 18, 19.
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We didn't get these things until 23, 24.
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So you getting these a lot earlier and so, and some of y'all even having to start doing this while you in the house you know what I'm saying, for for whatever reason.
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So there's just a reality to kill, unlearning this treat yourself mentality until you have the funds to treat yourself like real talk, like we have to start getting creative with how we take care of ourselves and not, uh, not just watching, uh, instagram and our other friends who may have different statuses and economic statuses.
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Let's just keep it real in our life.
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No, no, no, no, no.
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Some of them are lying, amen.
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Well, let's talk about that.
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Some of them are just as broke as you.
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You ain't lying, no, and they're putting on an image that you're buying into.
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And what you said earlier.
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You asked the question where are they getting all these Two words credit cards?
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The truth of the matter is, man, credit cards are rolling and people are putting their self-care on credit.
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Now that sounds like, oh yeah, I need it, but again, we have been both of us.
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I've been in that position.
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For case in point, we were just talking about this the other day, me and Quita and another friend of ours, ashley.
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What's up, ashley?
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Shout out to Ashley Ashley, what's up we?
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I don't remember Quita, what was this?
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We were you were still in Red Bull.
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I was in Red Bull.
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We were in Red Bull, I was in Vanderbilt.
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You were at Vanderbilt, 2011.
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Yeah, about 2011,.
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Right, and so me and Ashley were in Memphis and we all met up to go.
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This was when Groupon was real big.
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We found a Groupon for a couple night stay in Kissimmee, florida.
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Now we're coming from Tennessee.
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This is about a 13-hour drive.
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Okay, so the three of us meet up in Nashville, we drive down to Florida, for we stayed in Florida for like 36 hours, if we're being honest, and so like, and so we drove down to Florida, we came back and when I got back okay, and I they can attest to this I had an actual panic, a whole panic moment, because my account dry as a bag of bones.
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It was nothing there.
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Now, I was at the point to where I was.
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I was absolutely, uh, well, I was, I was on my own right.
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We're living with.
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I was living with Ashley paying bills and I had a car payment, I had a student loan payment and I, like I, I worked in the nonprofit industry and at that particular time and I'll just be real about it I was making less than thirty thousand dollars a year.
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Ok, and man, that was.
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I needed self-care because I work with these kids.
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I needed more self-care than some of y'all did, because these kids they'll drive you crazy.
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Because these kids they'll drive you crazy and I was like I need to get away.
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We need to get away and do this thing and go enjoy ourselves and be adults.
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Man, you can't be that man.
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My bank account because your bank account is not a respective person.
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They don't care how much you don't care about your self-care.
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She deserved that.
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You know she don't care about that.
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Your bank account don't care about your self-care.
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She deserved that, you know she don't care about that, your bank account don't care about your self-care.
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And so you gotta you what I had to do in that moment.
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I had to ask for help and my initial decision was to move back home Because I was like I can't, I can't, I can't manage this.
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But God, so put it on the heart of my friend to say I'm gonna help you out.
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So she helped me out, and in that moment I had to make a decision to say I'm going to forego some of these other things that I know will feel good right now, that I probably need for my own sanity, but I'm going to wait until I can actually, until it doesn't become a burden but it can actually remain a blessing.
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And sometimes you have to.
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You have to get creative in a season to say, all right, what is my self-care going to look like?
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What is taking care of myself going to look like?
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That might be different than other people, until I get to the place, to where I want to do the things that I might be able to see, and anybody can do anything for a short amount of time Like that.
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This is, this is seasonal.
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This is not saying I remember Ashley was saying hey, it's okay for you to go to the movies.
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It's $10.
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And I said I can't go.
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I can't go.
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I got pay off debt.
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I ain't going to movies, I'm not eating out.
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I got these little microwavable things I was eating for lunch or dinner.
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I went a little extreme.
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I went a little extreme.
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I was about to say, wait a minute, it was a lot.
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It was a lot, but the point was I had to make some choices.
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You can eat real food.
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You can't be at microwave dinners.
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That experience for you, going to Orlando, was difficult and it was stressful, but it definitely changed your life.
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It was the experience that spurred, that pushed you toward the level of discipline, the level of awareness, the level of intentionality that you needed to be at Right.
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And so I think that sometimes it is really just you gotta, you gotta hit a wall and the wall will come.
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You know, I think our thing is is that when you hit the wall, what have you listened to?
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What do you remember that we told you, that you know for you, you remember them.
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Dave Ramsey things.
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Real talk.
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Now do you speak truth?
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Because it's like I had to have something to go back to and because I I had done the Dave Ramsey thing years before.
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I had.
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I hadn't followed the principles, obviously, but I I had it as a tool and so I think you're right.
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I think it as a tool, and so I think you're right.
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I think it's like, hey, sometimes the best, one of the best things we can do is gather the tools and don't trip, don't beat yourself up because you don't use them today but you have them.
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So when you hit the wall because you're all going to hit the wall, we all do, whether it's a wall you see coming or a wall you don't see coming, right, you have tools in your tool belt to do something, to do something about it and you're not just you're not just out here afraid and and you know, you know I was gonna say naked and afraid, but anyway, I don't know why that no and I you metaphorically, anyway, don't understand it all.
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Holiness is right.
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Holiness is still right.
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Don't be naked, don't be afraid either, because that's not of God either.
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So we're not naked nor afraid.
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All right, we are clothed and trusting, clothed and faithful.
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Okay, amen, hallelujah.
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But you'm thinking through it and I'm realizing that, even in the way that our friendship works, there have been times where we have both tried to push each other to be better at something, something you know that like, you know, like are we, are we okay?
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I'm just going to say, you know, like I, for years, was like Ruth Abigail do, do this makeup thing, wear these clothes, do this dah, dah, dah, dah, dah.
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Like there is something that I was trying to like push that you needed to do at that moment.
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Right, there have been 10 million things that Ruth Abigail has tried to push on me.
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Okay, like you know, like my, we are different in almost every sense of the word, and so there has always been like this balance of I see something in you that you're gonna need for later.
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You're not gonna need it, right?
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I didn't, but we didn't know at the time that you didn't need it right now.
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Right, but I knew that I was like man if she gets this, then she'll be golden.
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You were like, if Jaquita got this list of things you see, I had like one or two for Ruth Ruth Abigail had a list for me Jaquita gets this list of things together, man, she could stop, stop, stop.
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Thank you, I got it.
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She could really be Right.
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She could really, she could really be, you know, be somebody.
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She could really go somewhere, right, but we both had to walk our own journeys and they look very different.
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But our friendship and our, our ability to hear each other in the times that we needed to, in the times where we hit that wall in our life in different areas, right, because it's not just financial, sometimes it's mental, right.
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Sometimes you really hit a point where you need to see yourself differently, right, where you've been focusing too much on one area of your life or you've been focusing too much on who you think you should be, and you come to a stopping place.
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You are going to come to a place in your life where you feel like you have gotten stuck and the thing is, is, what are you going to reach back to in that place and remember, hey, you should have people around you.
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I mean, I think we've talked about this before right, you need to have people around you who are constantly speaking into you and telling you this is what you need, this is what you need, this people around you who are constantly speaking into you and telling you this is what you need, this is what you need, this is what you need, and when you're ready, you pick it up, pick it up and move.
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Like, pick it up and go yeah, pick it up, but don't.
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If I could, if I could give any piece of advice, just one little thing from a middle adult pay attention.
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Pay attention when people are pouring into you.
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You may not be ready to move on that thing, but file it away, write it down.
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If somebody says something, save the video.
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If you're watching something on YouTube or Instagram, put it in the notes in your phone because you're going to need it.
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I spent seven years teaching college skills courses and I was teaching this stuff.
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I was teaching time management.
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I was teaching learning styles.
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I was teaching time management.
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I was teaching learning styles.
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I was teaching study skills, and it wasn't until years later that students would come back and they'd be like I was only half paying attention when you were teaching, but all of that stuff came back up Right, and you have to be really, really intentional about maybe I'm maybe I can't use this right now, but I need it for later.
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Yeah, no, I was in a classroom with a teacher colleague the other day and we were having a conversation about collaborating on a program that we're doing and he teaches high school and so they were doing some independent work and during it we just got to talking about kind of just really this topic.
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Right, his class is starting a podcast and he was just talking about how you know, it was a podcast that wanted to pour into young leaders really and just them interviewing people who are at stages above them and then getting gyms and all this stuff.
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Anyway, he said, you know, he told me we were kind of in the front of the class, we were having our own conversation, they were doing work, and he was saying to me he was like you know, normally I tell the class to key in during these moments, because when I'm talking to somebody because we're dropping gyms.
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But he said I didn't do that because I wanted to see who would be paying attention and he said, uh and?
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and so he pointed out he was like he paying attention, she paying attention, I know she paying attention.
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And then the one that he was pointed to was some the she that he was talking to she had.
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She said, yeah, I sure am.
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That's why I got one earbud in and one out and she was like I've been, I've been listening, and so we ended up talking.
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She's a junior in high school and, uh, she's gonna be the one, she's one of the ones who's actually putting together this podcast that they're doing, and it was.
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It was so, so enriching just to have a brief conversation with her, because her mindset is I want to get it, I want to get it, I want to get it, I'm listening, right, and that is such a it's such a rare thing and I think that you know for, for people like her and for you know if, if that's you, if you were that person that you knew, stood out.
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I think the hard thing about this, about doing the things that are difficult is feeling like you are by yourself, because there's going to be a period of time where you are by yourself Because there aren't going to be a lot of people who are committed to doing this thing in a healthy way.
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Most people around you are going to be doing self-care in toxicity.
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They're going to be doing self-care with in in toxicity.
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They're going to be doing self-care putting putting stuff on a credit card, going trips.
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They can't afford buying things they don't need.
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Uh, you know, yeah, yeah, you know.
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I'm saying like you're going to do that, binging out and and and ignoring people for days.
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You're gonna do that like that's where and then and that's the, that's, that's the.
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You know.
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Uh, that's the, that's, that's the.
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You know.
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That's the best side of it.